Your customers. Every channel.

Mobile Banking

Bank Anytime, Anywhere

Deliver a seamless and secure banking experience across multiple platforms. Our Mobile Banking solution enables customers to manage their finances, make payments, and control their cards with ease.

• Multi-Platform ExperienceSeamless access across Android, iOS, and Windows
• Account ManagementView and manage accounts with ease
• Fund TransfersTransfer funds securely and conveniently
• Bill PaymentsPay bills quickly from anywhere
• Card ControlsManage and control cards with greater convenience and security

ATM & POS Services

Powering Convenient, Secure Transactions

Enable customers to access essential banking services and make secure transactions through ATM and POS channels, supporting both domestic and international card usage.

• Balance InquiryInstant access to account balances
• Mini StatementsView recent account transactions
• Cash Withdrawal & DepositConvenient cash services through ATMs
• POS PurchasesFast and secure point-of-sale transactions
• Fund TransfersConvenient account-to-account transfers
• Prepaid Card TransactionsSupport for prepaid card services
• Domestic & International CardsSeamless support for domestic and international card transactions

USSD Banking

Banking Without Internet Access

Provide customers with convenient and accessible banking services anytime, even without an internet connection. Our USSD Banking solution delivers essential financial services through a simple and intuitive mobile experience.

• No Internet RequiredAccess banking services without mobile data or Wi-Fi
• Multilingual SupportDeliver banking services in multiple languages
• Account ManagementCheck and manage account information
• Fund TransfersTransfer funds quickly and securely
• Bill PaymentsPay bills conveniently from any mobile phone

Internet Banking

Powerful, Secure & Accessible Banking

Deliver a seamless digital banking experience across devices and browsers, with comprehensive solutions for both retail and corporate customers.

• Responsive DesignOptimized experience across desktops, tablets, and mobile devices
• Cross-Browser & Device SupportConsistent access across major browsers and devices
• Corporate BankingComprehensive banking capabilities designed for businesses
• Workflow ManagementConfigurable approval workflows and maker-checker controls
• Bulk PaymentsEfficiently process high-volume payments and transactions

Digital Wallets

Enable secure, feature-rich digital wallets for individuals and businesses. Support everyday payments, transfers, collections and account-based transactions through intuitive digital experiences.

• Digital wallets
• Peer-to-peer payments
• Account-to-account transfers
• Digital collections

QR Payments

Make payments simple, fast and accessible with interoperable QR payment capabilities. Enable customers and merchants to pay and receive money using convenient, cashless payment experiences.

• Merchant payments
• Customer payments
• QR acceptance
• Interoperable payment journeys

Cross-Border Payments

Enable money to move across borders with greater speed, transparency and control. Support international payment journeys while simplifying the underlying complexity of currencies, participants and settlement.

• International transfers
• Multi-currency payments
• Correspondent connectivity
• Cross-border settlement

POS Settlement

Streamline settlement for point-of-sale transactions across merchants, channels and acquiring networks. Improve reconciliation, visibility and operational efficiency across the payment lifecycle.

• POS transactions
• Merchant settlement
• Acquirer settlement
• Reconciliation

B2B & B2C Settlements

Simplify high-volume business and consumer payments through flexible settlement capabilities. Support merchant settlements, payroll, supplier payments, disbursements and customer payouts at scale.

• Business payments
• Merchant settlements
• Payroll
• Supplier payments
• Customer disbursements

Third-Party Integration

Connect seamlessly with fintechs, payment networks, merchants and other ecosystem partners. Neptune enables institutions to extend their payment capabilities without rebuilding their existing infrastructure.

• Fintechs
• Payment providers
• Merchants
• Digital platforms
• Ecosystem partners

Open Banking APIs

Unlock new possibilities through secure and standardised APIs. Enable trusted third parties and ecosystem partners to securely access payment services and build innovative financial experiences.

• Payments
• Account services
• Data connectivity
• Embedded finance
• New digital propositions